Its almost Passover, time to be getting rid of your Yeast!
(8 days and counting!)
"He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much." Luke 16:10
Why do you think a person is tested in life to see what they are made of.
"But he that knew not, and did commit things worthy of stripes, shall be beaten with few stripes. For unto whomsoever much is given, of him shall be much required: and to whom men have committed much, of him they will ask the more." Luke 12:48
I am not advocating violence, simply telling you that punishment sometimes comes from ignorance, sometimes it come because of error.
Live the best you can with what the Father of Lights has given you.
"Every good gift and every perfect gift is from above, and comes down from the Father of lights, with whom is no variables, neither shadow of turning." James 1:17
Yah's Blessings
James E. Auel
Tuesday, March 31, 2009
Monday, March 30, 2009
What So Ever Things Are True...
Its almost Passover, time to be getting rid of your Yeast!
(9 days and counting!)
What so ever things are True....
"Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report; if there be any virtue, and if there be any praise, think on these things." Philippians 4:8
"He hath shown you, O man, what is good; and what does YHVH require of you, but to do justly, and to love mercy, and to walk humbly with your Elohim?" Micah 6:8
Why is so hard for many people to think good? And why is it so hard for people know the will of the Father in heaven? We don't think on the right things, and we don't ask of the Father in Heaven.
"If any of you lack wisdom, let him ask of Elohim, that giveth to all [men] liberally, and upbraideth not; and it shall be given him. " James 1:5
"Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you:For every one that asks receives; and he that seeks finds; and to him that knocks it shall be opened. " Matthew 7:7-8
-same in Luke-
"And I say unto you, Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you. For every one that asks receives; and he that seeks finds; and to him that knocks it shall be opened" Luke 11:9-10
(9 days and counting!)
What so ever things are True....
"Finally, brethren, whatsoever things are true, whatsoever things are honest, whatsoever things are just, whatsoever things are pure, whatsoever things are lovely, whatsoever things are of good report; if there be any virtue, and if there be any praise, think on these things." Philippians 4:8
"He hath shown you, O man, what is good; and what does YHVH require of you, but to do justly, and to love mercy, and to walk humbly with your Elohim?" Micah 6:8
Why is so hard for many people to think good? And why is it so hard for people know the will of the Father in heaven? We don't think on the right things, and we don't ask of the Father in Heaven.
"If any of you lack wisdom, let him ask of Elohim, that giveth to all [men] liberally, and upbraideth not; and it shall be given him. " James 1:5
"Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you:For every one that asks receives; and he that seeks finds; and to him that knocks it shall be opened. " Matthew 7:7-8
-same in Luke-
"And I say unto you, Ask, and it shall be given you; seek, and ye shall find; knock, and it shall be opened unto you. For every one that asks receives; and he that seeks finds; and to him that knocks it shall be opened" Luke 11:9-10
Saturday, March 28, 2009
"In desperation they turned to a man they didn't fully understand."
Its almost Passover, time to be getting rid of your Yeast!
(11 days and counting!)
"In desperation they turned to a man they didn't fully understand." The Darknight, (Batman 2)
People wanted change and they are so stupid I doubt they will notice till it's to late. Like a frog put in a pot with cold water. You can then turn on the heat and cook the frog and it won't even know it.
If you think people will notice and change things in two years...give me a break people don't know what he's doing to the extent he is doing it. They still think he cares about the USA first. He doesn't! I never thought I'd live to see a president unravel this country.
Note: Sometimes Change is not needed.
"I have fought a good fight, I have finished my course, I have kept the faith: Henceforth there is laid up for me a crown of righteousness, which YHVH, the righteous judge, shall give me at that day: and not to me only, but unto all them also that love his appearing." 2 Timothy4:7-8
"Think not that I am come to destroy the law, or the prophets: I am not come to destroy, but to fulfill." Matthew 5:17 Messiah was clear about clarifying things but not destroy the foundation of the nation. Don't forget that the Jews were already living under suppression. But still Messiah didn't want to change anything just clarify.
(11 days and counting!)
"In desperation they turned to a man they didn't fully understand." The Darknight, (Batman 2)
People wanted change and they are so stupid I doubt they will notice till it's to late. Like a frog put in a pot with cold water. You can then turn on the heat and cook the frog and it won't even know it.
If you think people will notice and change things in two years...give me a break people don't know what he's doing to the extent he is doing it. They still think he cares about the USA first. He doesn't! I never thought I'd live to see a president unravel this country.
Note: Sometimes Change is not needed.
"I have fought a good fight, I have finished my course, I have kept the faith: Henceforth there is laid up for me a crown of righteousness, which YHVH, the righteous judge, shall give me at that day: and not to me only, but unto all them also that love his appearing." 2 Timothy4:7-8
"Think not that I am come to destroy the law, or the prophets: I am not come to destroy, but to fulfill." Matthew 5:17 Messiah was clear about clarifying things but not destroy the foundation of the nation. Don't forget that the Jews were already living under suppression. But still Messiah didn't want to change anything just clarify.
Friday, March 20, 2009
Three Times You Shall Keep A Feast...
"Passover" Feast of Unleven Bread, "Pentecost" Feast Of Weeks, and Feast of Tabernacles.
Its almost Passover, time to be getting rid of your Yeast!
(19 days and counting!)
"Three times thou shalt keep a feast unto me in the year." Exodus 23:14
"Three times in a year shall all thy males appear before YHVH your Elohim in the place which he shall choose; in the feast of unleavened bread, and in the feast of weeks, and in the feast of tabernacles: and they shall not appear before YHVH empty-handed:" Deuteronomy 16:16
"And three times in a year did Solomon offer burnt offerings and peace offerings upon the altar which he built unto the LORD, and he burnt incense upon the altar that [was] before the LORD. So he finished the house." I Kings 9:25
"Even after a certain rate every day, offering according to the commandment of Moses, on the sabbaths, and on the new moons, and on the solemn feasts, three times in the year, [even] in the feast of unleavened bread, and in the feast of weeks, and in the feast of tabernacles." 2 Chronicles 8:13
Why 4 verses
"One witness shall not rise up against a man for any iniquity, or for any sin, in any sin that he sinneth: at the mouth of two witnesses, or at the mouth of three witnesses, shall the matter be established." Deuteronomy 19:15
"But if he will not hear [thee, then] take with thee one or two more, that in the mouth of two or three witnesses every word may be established." Matthew 18:16
"This [is] the third [time] I am coming to you. In the mouth of two or three witnesses shall every word be established." 2 Corinthians 13:1
So Now that I bogged you down with Torah, or mayby I haven't
Happy Passover Soon!
Yah's Blessings
James E. Auel
Its almost Passover, time to be getting rid of your Yeast!
(19 days and counting!)
"Three times thou shalt keep a feast unto me in the year." Exodus 23:14
"Three times in a year shall all thy males appear before YHVH your Elohim in the place which he shall choose; in the feast of unleavened bread, and in the feast of weeks, and in the feast of tabernacles: and they shall not appear before YHVH empty-handed:" Deuteronomy 16:16
"And three times in a year did Solomon offer burnt offerings and peace offerings upon the altar which he built unto the LORD, and he burnt incense upon the altar that [was] before the LORD. So he finished the house." I Kings 9:25
"Even after a certain rate every day, offering according to the commandment of Moses, on the sabbaths, and on the new moons, and on the solemn feasts, three times in the year, [even] in the feast of unleavened bread, and in the feast of weeks, and in the feast of tabernacles." 2 Chronicles 8:13
Why 4 verses
"One witness shall not rise up against a man for any iniquity, or for any sin, in any sin that he sinneth: at the mouth of two witnesses, or at the mouth of three witnesses, shall the matter be established." Deuteronomy 19:15
"But if he will not hear [thee, then] take with thee one or two more, that in the mouth of two or three witnesses every word may be established." Matthew 18:16
"This [is] the third [time] I am coming to you. In the mouth of two or three witnesses shall every word be established." 2 Corinthians 13:1
So Now that I bogged you down with Torah, or mayby I haven't
Happy Passover Soon!
Yah's Blessings
James E. Auel
Wednesday, March 18, 2009
Just a Fun Thought - a reflective selection.
In The Torah and repeated to Joshua
"And it shall come to pass, if you shall hearken diligently unto my commandments which I command you this day, to love YHVH your Elohim, and to serve him with all your heart and with all your soul," Deuteronomy 11:13
"But take diligent heed to do the commandment and the law, which Moses the servant of YHVH charged you, to love YHVH your Elohim, and to walk in all his ways, and to keep his commandments, and to cleave unto him, and to serve him with all your heart and with all your soul."Joshua 22:5
"Thou shalt not avenge, nor bear any grudge against the children of you people, but you shall love you neighbor as yourself: I am YHVH." Leviticus 19:18
Pass down from before, then it was clarified by Messiah Yeshua.
"(28) And one of the scribes came, and having heard them reasoning together, and perceiving that he had answered them well, asked him, Which is the first commandment of all? (29) And Yeshua answered him, The first of all the commandments is, Hear, O Israel; YHVH our Elohim is one: (30) And you shall love YHVH your Elohim with all your heart, and with all your soul, and with all you mind, and with all you strength: this is the first commandment. (31) And the second is like it, You shall love your neighbor as yourself. There is no other commandments greater than these." Mark 12:28-31
Nothing New, the same passed down!
Yah's Blessings
James E. Auel
"And it shall come to pass, if you shall hearken diligently unto my commandments which I command you this day, to love YHVH your Elohim, and to serve him with all your heart and with all your soul," Deuteronomy 11:13
"But take diligent heed to do the commandment and the law, which Moses the servant of YHVH charged you, to love YHVH your Elohim, and to walk in all his ways, and to keep his commandments, and to cleave unto him, and to serve him with all your heart and with all your soul."Joshua 22:5
"Thou shalt not avenge, nor bear any grudge against the children of you people, but you shall love you neighbor as yourself: I am YHVH." Leviticus 19:18
Pass down from before, then it was clarified by Messiah Yeshua.
"(28) And one of the scribes came, and having heard them reasoning together, and perceiving that he had answered them well, asked him, Which is the first commandment of all? (29) And Yeshua answered him, The first of all the commandments is, Hear, O Israel; YHVH our Elohim is one: (30) And you shall love YHVH your Elohim with all your heart, and with all your soul, and with all you mind, and with all you strength: this is the first commandment. (31) And the second is like it, You shall love your neighbor as yourself. There is no other commandments greater than these." Mark 12:28-31
Nothing New, the same passed down!
Yah's Blessings
James E. Auel
Sunday, March 15, 2009
Not The Messiah I am looking for!
President Obama is not the Messiah people want him to be.
2000 years ago many believe a man was born in Bethlehem, in Israel; who was the Messiah. "Behold, a virgin shall be with child, and shall bring forth a son, and they shall call his name Emmanuel, which being interpreted is, El with us." Matthew 1:23
2000 years later we are still waiting. I fine with that.
However many think our new President Obama is a Messiah. He is just a man, with questionable heritage. I myself voted in the primary years ago for Allen Keys. I would have rather had him in The White House today.
All that aside, President Barach Obama, who use to go by the name Barry; is not the man most people think he is. He is however the man he said he was. The problem is no one was listening when he was running for office. They voted for him; the man they thought he was.
I found it ironic that the New York Times stated several months ago that quote, "We are all now Socilist." Unquote.
Those of us who know the man for who he is...know he is about big government. He see himself as a type of FDR. He believes that people need to have help to be OK. Plus he has something that FDR didn't have.
What you ask? He is a globalist. He will make America what he thinks it should be. I thought he might not do anything to ruin his chances of re-election. I underestimated the level of his desire to turn Americans into Socialist. I knew he would do a lot. But he's doing this as a one term president, the only way he will get re-elected is if people are dumb enough to think he will fix everything.
FDR did a lot of his socialist programs out of concern for his fellow Americans. I not sure we will really know President Obama motives.
Most of America I am sorry to say; saw him and do see him as a Rock Star. “He sounds great, and I feel good about him.” That means that he could in theory do anything and they will still like him. "Behold, you trust in lying words, that cannot profit." Jeremiah 7:8
Don't get me wrong, I don't hate the guy. I just don't think his ideas on how to fix the country will work. Maybe he carries around a magic wand like Harry Potter and things will some how magically work out. I don't want to see this country imploded in my life time.
President Abraham Lincoln pointed out that “this country will only fall from within.” He was right. There is a prophecy in the The book Of Esdra 2 (Ezra 4) that has a country with the symbol of the Eagle with three head that destroys itself from within.
It may yet turn out to be America.
Am I worried No. I think Vertical, Yahweh, my heavenly father is in charge of everything. He made all things and is control. "[[Shiggaion of David, which he sang unto the LORD, concerning the words of Cush the Benjamite.]] O YHVH my Elohim in thee do I put my trust: save me from all them that persecute me, and deliver me: " Psalms 7:1
James
Yah's Blessings
2000 years ago many believe a man was born in Bethlehem, in Israel; who was the Messiah. "Behold, a virgin shall be with child, and shall bring forth a son, and they shall call his name Emmanuel, which being interpreted is, El with us." Matthew 1:23
2000 years later we are still waiting. I fine with that.
However many think our new President Obama is a Messiah. He is just a man, with questionable heritage. I myself voted in the primary years ago for Allen Keys. I would have rather had him in The White House today.
All that aside, President Barach Obama, who use to go by the name Barry; is not the man most people think he is. He is however the man he said he was. The problem is no one was listening when he was running for office. They voted for him; the man they thought he was.
I found it ironic that the New York Times stated several months ago that quote, "We are all now Socilist." Unquote.
Those of us who know the man for who he is...know he is about big government. He see himself as a type of FDR. He believes that people need to have help to be OK. Plus he has something that FDR didn't have.
What you ask? He is a globalist. He will make America what he thinks it should be. I thought he might not do anything to ruin his chances of re-election. I underestimated the level of his desire to turn Americans into Socialist. I knew he would do a lot. But he's doing this as a one term president, the only way he will get re-elected is if people are dumb enough to think he will fix everything.
FDR did a lot of his socialist programs out of concern for his fellow Americans. I not sure we will really know President Obama motives.
Most of America I am sorry to say; saw him and do see him as a Rock Star. “He sounds great, and I feel good about him.” That means that he could in theory do anything and they will still like him. "Behold, you trust in lying words, that cannot profit." Jeremiah 7:8
Don't get me wrong, I don't hate the guy. I just don't think his ideas on how to fix the country will work. Maybe he carries around a magic wand like Harry Potter and things will some how magically work out. I don't want to see this country imploded in my life time.
President Abraham Lincoln pointed out that “this country will only fall from within.” He was right. There is a prophecy in the The book Of Esdra 2 (Ezra 4) that has a country with the symbol of the Eagle with three head that destroys itself from within.
It may yet turn out to be America.
Am I worried No. I think Vertical, Yahweh, my heavenly father is in charge of everything. He made all things and is control. "[[Shiggaion of David, which he sang unto the LORD, concerning the words of Cush the Benjamite.]] O YHVH my Elohim in thee do I put my trust: save me from all them that persecute me, and deliver me: " Psalms 7:1
James
Yah's Blessings
Friday, March 13, 2009
Messiah Was About Gathering All Of Israel.
Messiah was about gathering all of Israel, but also following the Torah. He never came to do away with anything. He was about restoration.
All of Israel:
"And not for that nation only, but that also he should gather together in one the children of YHVH that were scattered abroad." John 11:52
"And so all Israel shall be saved: as it is written, There shall come out of Zion the Deliverer, and shall turn away ungodliness from Jacob: Romans 11:26
All of Israel:
"And not for that nation only, but that also he should gather together in one the children of YHVH that were scattered abroad." John 11:52
"And so all Israel shall be saved: as it is written, There shall come out of Zion the Deliverer, and shall turn away ungodliness from Jacob: Romans 11:26
"Oh that the salvation of Israel [were come] out of Zion! when YHVH brings back the captivity of his people, Jacob shall rejoice, [and] Israel shall be glad." Psalms 14:7
"Oh that the salvation of Israel [were come] out of Zion! When Elohim (god) brings back the captivity of his people, Jacob shall rejoice, [and] Israel shall be glad. " Psalms 53:6
Not Do away with Torah:
"Think not that I am come to destroy the law, or the prophets: I am not come to destroy, but to fulfill." Matthew 5:17 In his own words he said the truth he was to fulfill. Ultimately a better word would be interpret. Don't forget he is the word, so who better to interpret it than the word made flesh. John1:14 "And the Word was made flesh, and dwelt among us, (and we beheld his glory, the glory as of the only begotten of the Father,) full of grace and truth."
"And when they had appointed him a day, there came many to him into [his] lodging; to whom he expounded and testified the kingdom of YHVH, persuading them concerning Yeshua, both out of the law of Moses, and [out of] the Prophets, from morning till evening." Acts 28:23
Amazing how the Law of Moses and the prophets could be used to explain Yeshua the Messiah, that's because none of it is made void.
I've just started, "But truth be told", to use a good metaphor; What most people know as the New Testament isn't really new, It is based on the Torah or what most call the law of Moses. The danger of reading it devoid of the rest of the Tanak (the Bible) is that you will only cheat youself. Untimate truth won't be yours.
How can what is call the "New Testament" be new when most of it is quotes of the "Old Testament". And How can the so called "Old Testament" be called old when much of it hasn't happened yet. Torah (first 5 books), Navaim (prophets), Ketavim (Psalms, Proverbs, Song of Soloman, Ecclesiastics) ; TNK (Tanak) and the Brit Hadasha or Nazarene Texts (for "New Testament").
Yah's blessings
James
Is this for real? Climate change or Global warming?
Climate change happens all the time. Global warming is not happening. The real truth is all the big pushers of global warming are either looking for a cause to raise money, or making money on people's fears.
What are people to think when the news media tells them there is global warming. This is believable if we believe we are a form of monkeys. Well I'm not, Torah is quite clear that everything after it's own kinds. I give 4 references, so you don't think I pulling a verse out of the air.
"And Elohim (god) created great whales, and every living creature that moves, which the waters brought forth abundantly, after their kind, and every winged fowl after his kind: and Elohim (god) saw that [it was] good." Genesis 1:21
"And Elohim made the beast of the earth after his kind, and cattle after their kind, and every thing that creeps upon the earth after his kind: and Elohim saw that [it was] good." Genesis 1:25
"Of fowls after their kind, and of cattle after their kind, of every creeping thing of the earth after his kind, two of every [sort] shall come unto thee, to keep [them] alive." Genesis 6:20
"They, and every beast after his kind, and all the cattle after their kind, and every creeping thing that creeps upon the earth after his kind, and every fowl after his kind, every bird of every sort." Genesis 7:14
Regarding Global Warming:
"Thou didst blow with thy wind, the sea covered them: they sank as lead in the mighty waters." Exodus 15:10 "He caused an east wind to blow in the heaven: and by his power he brought in the south wind." Psalms 78:26 "He sends out his word, and melts them: he causes his wind to blow, [and] the waters flow. Psalms 147:18 "wake, O north wind; and come, thou south; blow upon my garden, [that] the spices thereof may flow out. Let my beloved come into his garden, and eat his pleasant fruits." Song of Salomon 4:16
There are more. The real truth is the YHVH is in control. "Are there [any] among the vanities of the Gentiles that can cause rain? or can the heavens give showers? [art] not you he, O YHVH our Elohim (god)? therefore we will wait upon you: for you have made all these [things]" Jeremiah 14:22 "He causes the vapours to ascend from the ends of the earth; he makes lightnings for the rain; he brings the wind out of his treasuries." Psalm 135:7 Just a two verses that talk about how YHVH is maker of weather.
Torah talks about science all the time. But Global warming is just bad science. It comes down to money "For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows." I Timothy 6:10
There's a whole story on how volcano eruptions under the North Pole are not responsible for the North Pole ice melting. Yeah right, forget the fact that South Pole is not melting but growing.
I have the full article saved if anyone would like to see it.
My brain is not melting and that's all she wrote till next time
Yah's blessings
James E. Auel
Tuesday, March 10, 2009
Plumb Line, Where Is It Today?
"Thus he showed me: and, behold, YHVH stood upon a wall made by a plumbline, with a plumbline in his hand. And YHVH said unto me, Amos, what do you see? And I said, A plumbline. Then said YHVH, Behold, I will set a plumbline in the midst of my people Israel: I will not again pass by them any more" Amos 7:7-8
Plumbline is a term used to set a straight line. The Torah is our plumbline. Its not new and its not just words. We need to draw near to it. If you really believe it is Yahweh's word then it is all good.
"But it is good for me to draw near to Elohim: I have put my trust in YHVH Elohim, that I may declare all your works." Psalms 73:29
How can we know what is good and right if we aren't close to our Father In Heaven.
"My flesh and my heart fails: But Elohim is the strength of my heart, and my portion for ever. For, lo, they that are far from you shall perish: you have destroyed all them that go a whoring from you." Psalms 73:27-28
"And he did evil, because he prepared not his heart to seek YHVH." 2 Chronicles 12:14
"In all thy ways acknowledge him, and he shall direct your paths." Proverbs 3:6 Give glory to Yahweh our father about everything in you life; good and bad! And Don't forget what verse 7 of Proverbs 3 says. "Be not wise in your own eyes: fear YHVH, and depart from evil."
Simple ways to keep yourself safe. "Behold, I send you forth as sheep in the midst of wolves: be you therefore wise as serpents, and harmless as doves." Matthew 10:16
If you go into a bar and are surprised you got drunk, how ridiculous is that. I'm not saying bars are evil nor am I say either is alcohol, but the environment for trouble can be there in a bar. No one slips into sin or evil, we work at it.
"I made a covenant with mine eyes; why then should I think upon a maid?" Job 31:1 "Doth not he see my ways, and count all my steps?" Job 31:4 Yahweh loves us and see all we do. If you ever lose you way get back to the plumbline.
"Also the sons of the stranger, that join themselves to YHVH, to serve him, and to love the name of YHVH, to be his servants, every one that keeps the Sabbath from polluting it, and takes hold of my covenant;" Isaiah 56:6 Those are the three elements of the Faith, the name, the Sabbath, and his covenant; hence the plumbline.
Yah's blessing on you,
James E. Auel
Plumbline is a term used to set a straight line. The Torah is our plumbline. Its not new and its not just words. We need to draw near to it. If you really believe it is Yahweh's word then it is all good.
"But it is good for me to draw near to Elohim: I have put my trust in YHVH Elohim, that I may declare all your works." Psalms 73:29
How can we know what is good and right if we aren't close to our Father In Heaven.
"My flesh and my heart fails: But Elohim is the strength of my heart, and my portion for ever. For, lo, they that are far from you shall perish: you have destroyed all them that go a whoring from you." Psalms 73:27-28
"And he did evil, because he prepared not his heart to seek YHVH." 2 Chronicles 12:14
"In all thy ways acknowledge him, and he shall direct your paths." Proverbs 3:6 Give glory to Yahweh our father about everything in you life; good and bad! And Don't forget what verse 7 of Proverbs 3 says. "Be not wise in your own eyes: fear YHVH, and depart from evil."
Simple ways to keep yourself safe. "Behold, I send you forth as sheep in the midst of wolves: be you therefore wise as serpents, and harmless as doves." Matthew 10:16
If you go into a bar and are surprised you got drunk, how ridiculous is that. I'm not saying bars are evil nor am I say either is alcohol, but the environment for trouble can be there in a bar. No one slips into sin or evil, we work at it.
"I made a covenant with mine eyes; why then should I think upon a maid?" Job 31:1 "Doth not he see my ways, and count all my steps?" Job 31:4 Yahweh loves us and see all we do. If you ever lose you way get back to the plumbline.
"Also the sons of the stranger, that join themselves to YHVH, to serve him, and to love the name of YHVH, to be his servants, every one that keeps the Sabbath from polluting it, and takes hold of my covenant;" Isaiah 56:6 Those are the three elements of the Faith, the name, the Sabbath, and his covenant; hence the plumbline.
Yah's blessing on you,
James E. Auel
Monday, March 2, 2009
Credit Cards Can Be To Much Trouble!
I know that most of my posting have been about money and borrowing. This today can one of the greatest means of tying a families hands from making it in these hard times. By the way I don't have any personal credit cards, and only use them for business. They are just to scary to deal with.
I was recently reading a magazine and ran across an article that talked about the fees most of them hidden in the small print.
One was for of all things usage outside the united states, and that can mean a trip to Mexico or Canada. I know many people don't think of Mexico or Canada as a foreign country. I think the credit card companies are counting on that. Another was for a whopping payment for making a minimum payment late. Its very important to pay on time. I wouldn't be against setting up with your bank payment automatically if you're able.
Avoid cash advances at all cost. That's another way they ding you on fees. Its smart to know what a credit card company calls a cash advance. You can cut off the problem in advance. LOL (laugh out loud) for those who may not know the meaning of LOL.
0.00 (zero) transfer of a balance from other cards can be great at first. Yet down the road you can really be hurt. There are many site that have information on credit cards and they can help, one is creditorweb.com
Always keep tract of your bill each month when the statement comes. If you can; do it on line as that can be faster. Yet fees and other terms of a credit card company can change at will when ever they want. Some of them change monthly. Always read the fine print.
My suggestion is to avoid credit cards altogether. Granted you may need one so look for the lowest annual fee. That way if you don't use for over a year then you'll know the cost.
Most car rental company require one to rent a car. Some hotels require one. You can use a bank card as often most will work like a credit card. Ask ahead of time to avoid other problems. For example (If I don't have a credit card can I rent a car with you? or stay the night at you motel or hotel?")Planning ahead is the fastest way to avoid trouble in the first place. Nothing is worse than a great trip ruined by paying for it for years to come. Have a saving account for the trip saved over a year or more. Even little trips can cost a lot.
These are hard times with the days of big government returning. Now a days you have to read the small print in everything you do. My best advice is try to pay off the credit cards if you have them. Don't be afraid to call the credit card company and cancel the cards and talk to them to try to pay them off at a reduced amount. You have more rights than you think. You just need to ask them to "please give me a payoff amount or reduce the interest". Don't be afraid to let them know that you are trying to work with them to avoid bankruptcy. It's not my advice to file bankruptcy, but if you have more debt than ever and don't have enough money coming in try one of the credit debt companies that help with reducing debt of your cards.
You may have to file for bankruptcy. No one should have to live with so much debt over their head they feel like trapped or enslaved."The rich rules over the poor, and the borrower is servant to the lender." Proverbs 22:7 I know that this is in another posting I did. It's a good verse to know.
It's one thing to be broke all the time. But being in debt to someone can make you feel poor. Credit Card debt can be like slavery, it certainly makes one a servant of the lender."For YHVH Your Elohim blesses you, as he promised you: and you shall lend unto many nations, but you shall not borrow; and you shall reign over many nations, but they shall not reign over thee." Deuteronomy 15:6 We end up letting our creditors rule over us. I even have concern that China who is giving us much of the money we spending may pressure us to do things as a country. Just because borrowing is the thing to do today doesn't mean you have to do it.
A final note: buying a house is only possible by most people by going to a bank to buy it. Hence borrowing from someone. A car can be another way, in that area I would keep the car choices smaller and then keep the payments smaller. Manage your debt or it will surely manage you.
"And [if] the people of the land bring ware or any victuals on the sabbath day to sell, [that] we would not buy it of them on the sabbath, or on the holy day: and [that] we would leave the seventh year, and the exaction of every debt." Nehemiah 10:31
There is a mountain of information in this verse, but what I am pointing out is debt was forgiven after 7 years. Torah is clear that no one should be in debt to another forever. It is a form of slavery. "And if your brother, a Hebrew man, or a Hebrew woman, be sold unto you, and serve you six years; then in the seventh year you shall let him go free from you." Deuteronomy 15:12
The laws of the USA use to be that a person could file personal bankruptcy every 7 years, now it's 10. Granted some people did it often. I am not telling anyone to do like wise. But some people might have to take such an action. No one can live under oppression. Credit card companies are in the business of making money. They made 63 billion in fees alone last year (according to R. K. Hammer, a bank advisory firm).
The Torah is about freedom, keep yourself free from unwanted debt or find a way out of it.
I was recently reading a magazine and ran across an article that talked about the fees most of them hidden in the small print.
One was for of all things usage outside the united states, and that can mean a trip to Mexico or Canada. I know many people don't think of Mexico or Canada as a foreign country. I think the credit card companies are counting on that. Another was for a whopping payment for making a minimum payment late. Its very important to pay on time. I wouldn't be against setting up with your bank payment automatically if you're able.
Avoid cash advances at all cost. That's another way they ding you on fees. Its smart to know what a credit card company calls a cash advance. You can cut off the problem in advance. LOL (laugh out loud) for those who may not know the meaning of LOL.
0.00 (zero) transfer of a balance from other cards can be great at first. Yet down the road you can really be hurt. There are many site that have information on credit cards and they can help, one is creditorweb.com
Always keep tract of your bill each month when the statement comes. If you can; do it on line as that can be faster. Yet fees and other terms of a credit card company can change at will when ever they want. Some of them change monthly. Always read the fine print.
My suggestion is to avoid credit cards altogether. Granted you may need one so look for the lowest annual fee. That way if you don't use for over a year then you'll know the cost.
Most car rental company require one to rent a car. Some hotels require one. You can use a bank card as often most will work like a credit card. Ask ahead of time to avoid other problems. For example (If I don't have a credit card can I rent a car with you? or stay the night at you motel or hotel?")Planning ahead is the fastest way to avoid trouble in the first place. Nothing is worse than a great trip ruined by paying for it for years to come. Have a saving account for the trip saved over a year or more. Even little trips can cost a lot.
These are hard times with the days of big government returning. Now a days you have to read the small print in everything you do. My best advice is try to pay off the credit cards if you have them. Don't be afraid to call the credit card company and cancel the cards and talk to them to try to pay them off at a reduced amount. You have more rights than you think. You just need to ask them to "please give me a payoff amount or reduce the interest". Don't be afraid to let them know that you are trying to work with them to avoid bankruptcy. It's not my advice to file bankruptcy, but if you have more debt than ever and don't have enough money coming in try one of the credit debt companies that help with reducing debt of your cards.
You may have to file for bankruptcy. No one should have to live with so much debt over their head they feel like trapped or enslaved."The rich rules over the poor, and the borrower is servant to the lender." Proverbs 22:7 I know that this is in another posting I did. It's a good verse to know.
It's one thing to be broke all the time. But being in debt to someone can make you feel poor. Credit Card debt can be like slavery, it certainly makes one a servant of the lender."For YHVH Your Elohim blesses you, as he promised you: and you shall lend unto many nations, but you shall not borrow; and you shall reign over many nations, but they shall not reign over thee." Deuteronomy 15:6 We end up letting our creditors rule over us. I even have concern that China who is giving us much of the money we spending may pressure us to do things as a country. Just because borrowing is the thing to do today doesn't mean you have to do it.
A final note: buying a house is only possible by most people by going to a bank to buy it. Hence borrowing from someone. A car can be another way, in that area I would keep the car choices smaller and then keep the payments smaller. Manage your debt or it will surely manage you.
"And [if] the people of the land bring ware or any victuals on the sabbath day to sell, [that] we would not buy it of them on the sabbath, or on the holy day: and [that] we would leave the seventh year, and the exaction of every debt." Nehemiah 10:31
There is a mountain of information in this verse, but what I am pointing out is debt was forgiven after 7 years. Torah is clear that no one should be in debt to another forever. It is a form of slavery. "And if your brother, a Hebrew man, or a Hebrew woman, be sold unto you, and serve you six years; then in the seventh year you shall let him go free from you." Deuteronomy 15:12
The laws of the USA use to be that a person could file personal bankruptcy every 7 years, now it's 10. Granted some people did it often. I am not telling anyone to do like wise. But some people might have to take such an action. No one can live under oppression. Credit card companies are in the business of making money. They made 63 billion in fees alone last year (according to R. K. Hammer, a bank advisory firm).
The Torah is about freedom, keep yourself free from unwanted debt or find a way out of it.
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